Kristina Ruggiero

Loan Officer

NMLS: 1132002

609-228-5771

kristina@firstunitedfunding.com

Kristina Ruggiero Loan Officer

Making Your Dream Home a Reality

Experienced, Knowledgeable, Trusted

Whether you are buying your first home, moving to a new home or refinancing your existing home, our mortgage professionals are ready to help you find the right loan.

Get a Free Estimate
Happy couple looking at a laptop as they try to apply or a home loan
Shaking hands with a loan broker

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

Shaking hands with a loan broker
About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

A blue house that can be made yours through a loan

Loan Programs

Here at First United Funding, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

A blue house that can be made yours through a loan
Loan Programs

Here at First United Funding, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

Mortgage application form with an accompanying calculator

Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.

Mortgage application form with an accompanying calculator
Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.

Happy family moving in to their new home thanks to First United Funding Unlock the key to your new home with First United Funding
years of experience

WHO WE ARE

Your Home, Our Expertise: Your Perfect Mortgage Partner

Our Vision Our Mission

Fast Approval: Streamlined application and approval process to get you into your new home sooner.

To provide exceptional service to clients by offering a wide range of mortgage products and services, while maintaining the highest level of integrity and professionalism.

Get a Free Estimate
Call Any Time 609-228-5771

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
9 reviews
Kaylie Takacs
John was absolutely amazing in our home buying experience! He is super knowledgable and communicative, always quick to respond to any questions we had ...
John was absolutely amazing in our home buying experience! He is super knowledgable and communicative, always quick to respond to any questions we had. He made our first time home buying experience so smooth!
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Kaylie Takacs

1 month ago

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Madison Lukacz
I had nothing but the best experience working with this group. This team was very efficient and knowledgeable. They made my first time buying a home s ...
I had nothing but the best experience working with this group. This team was very efficient and knowledgeable. They made my first time buying a home so smooth and easy!
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Madison Lukacz

3 months ago

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James Sharpe
John and team work hard for their clients. I was referred by a very close friend that has also had a great experience with John. It's very important t ...
John and team work hard for their clients. I was referred by a very close friend that has also had a great experience with John. It's very important to have someone on your side that you can trust and that takes the time to explain and break everything down to you. He made this process smooth and easy for me. We are forever grateful to John and his team.
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James Sharpe

3 months ago

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jeff smith
I had an excellent experience working with John, from start to finish, he was extremely fast and efficient. Whenever I had questions or needed assista ...
I had an excellent experience working with John, from start to finish, he was extremely fast and efficient. Whenever I had questions or needed assistance, I could always get ahold of him quickly—no waiting around or feeling left in the dark. John made the entire mortgage process smooth and stress-free. He was friendly, professional, and always available to help with any concerns. I highly recommend John to anyone looking for a top-notch mortgage professional. Great experience all around!
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jeff smith

3 months ago

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Gary Simmens
John has always been a true professional mortgage person and always going out of his way to help everyone get the best rate possible and best service ...
John has always been a true professional mortgage person and always going out of his way to help everyone get the best rate possible and best service too! A true pro. As a realtor for over 45 years, I have seen a lot of mortgage people come and go, but John has a way of getting things done quickly and getting great results! I highly can say, when you use John you are using one of the best and most seasoned experienced pros that cares about you too. John will make your mortgage journey smoother than most! Gary Simmens HomeSmart Broker/Manager Northfield.
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Gary Simmens

3 months ago

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SYLVESTER STARLING
Great company to work with. John will make everything worth it.
Great company to work with. John will make everything worth it.

SYLVESTER STARLING

3 months ago

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Ebenezer Carpio
John helped me with the refinance on one of my properties, and the entire transaction was seamless and smooth. He is extremely knowledgeable and offer ...
John helped me with the refinance on one of my properties, and the entire transaction was seamless and smooth. He is extremely knowledgeable and offers competitive rates. The process was straightforward, and I couldn't have asked for a better experience. I 100% recommend First United Funding for any real estate funding needs. Thanks again John, for all your help!
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Ebenezer Carpio

4 months ago

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Craig Dudley
John R , was very resourceful during the time we worked together. the project to close on my investment was a little longer than normal, however John ...
John R , was very resourceful during the time we worked together. the project to close on my investment was a little longer than normal, however John was patient and helpful throughout the process. He provided loads of information around financing, market trends, and the variety of financing options available to consider. although, this was not my 1st foray into real-estate investments, he made sure I was constantly aware and up to speed on everything, big or small. John is a very detailed professional and would be an asset to anyone he works with in this space.
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Craig Dudley

6 months ago

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Desiree Raucci
Entering into first time homeownership, I had many questions and concerns. John made sure everything ran as smoothly as possible all while guiding me ...
Entering into first time homeownership, I had many questions and concerns. John made sure everything ran as smoothly as possible all while guiding me through the process. Excellent communication skills and timely responses. I highly recommend.
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Desiree Raucci

7 months ago

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